//-- Get today's current year.
var now = new Date();
//-- Calculate four digit year.
function fourdigits(number)
{
	return (number < 1000) ? number + 1900 : number;
}
today = (fourdigits(now.getYear())) ;

//-- Print out footer content
document.write('<ul>');
document.write('<li class="firstItem">');
document.write("&copy;" +today+" Insurance Factors. All Rights Reserved.");
document.write('</li>');
//document.write('<li><a href="/privacy-policy.html">Privacy Policy</a></li>');
document.write('</ul>');
document.write('<h3>Serving businesses on Oahu, Maui, Kauai, Big Island, Lanai, and Molokai</h3>');